Who we are

Total Health Trust (THT) Ltd, a Tangerine company is the preferred health insurer with 26 years of experience providing in-and-out country healthcare and wellbeing services. The brand leverages its expertise and technology in delivering world-class healthcare and wellness solutions. THT is a 4-time winner of the HMO of the Year Award (2016, 2017, 2019 & 2021).

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how it started

Our History

Total Health Trust is one of the pioneers of health insurance practice in Nigeria and started operations in 1998.

THT's success as the leading HMO in Nigeria resulted in the company becoming a wholly owned subsidiary of Liberty Holdings of South Africa, a Pan-African financial services provider in 2015.

THT operated as part of Liberty Holdings until Tangerine's 100% acquisition in January 2023 after regulatory approvals were received in Nigeria and South Africa.

Our Core Values

Creativity

Creativity

We are unconventional in our approach to delivering innovative solutions that create value.

Accountability

Accountability

We take responsibility for our words, actions and results.

Customer Focus

Customer Focus

We are customer centric. Our focus is building outstanding customer experience and lasting relationships.

Integrity

Integrity

We are honest, transparent and keep to our commitments.

Excellence

Excellence

We are intentional in consistently producing high-quality results, thereby exceeding the expectations of our stakeholders.

leadership

Board and Management Team

Corporate social responsibilities

Our CSR Initiatives

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Your preferred comprehensive health insurance and well-being partner.